Deskripsi Pekerjaan
Hong Leong Bank is seeking a dynamic and experienced Manager to lead our Wholesale Credit Division. In this pivotal role, you will be responsible for overseeing the credit evaluation processes for large corporate and institutional clients. You will lead a team of credit analysts in assessing financial viability, managing credit risk, and making strategic lending decisions that align with the bank's risk appetite. This position requires a keen eye for detail, strong leadership skills, and a deep understanding of the wholesale banking landscape. If you are looking to advance your career in a leading financial institution, this is your chance to make a significant impact.
We offer a competitive remuneration package and a supportive environment for professional growth.
Tanggung Jawab
- Oversee and manage the end-to-end credit evaluation process for wholesale banking clients.
- Analyze complex financial statements, cash flow, and credit risk metrics to make informed lending decisions.
- Lead, mentor, and develop a high-performing team of credit analysts and support staff.
- Conduct regular portfolio reviews and stress tests to identify potential credit risks.
- Develop and refine credit policies, procedures, and guidelines to ensure regulatory compliance.
- Present credit proposals and risk assessments to the Credit Committee and senior management.
- Monitor market trends and economic indicators to advise on strategic credit exposure.
Kualifikasi
- Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
- Professional qualification such as ACCA, CIMA, CPA, or CFA is highly preferred.
- Minimum of 5-8 years of experience in credit risk management, loan underwriting, or wholesale banking.
- Strong analytical skills with the ability to interpret complex financial data and models.
- Proven leadership experience with the ability to motivate and guide a team.
- Excellent communication skills, both written and verbal, for reporting to stakeholders.
- Familiarity with Bank Negara Malaysia (BNM) regulations and banking best practices.