Deskripsi Pekerjaan
Join BDO Unibank, the Philippines' largest bank, as a Microfinance Loan Sales Officer in La Union. This pivotal role drives financial inclusion by connecting underserved communities with accessible credit solutions. You'll be instrumental in expanding BDO's microfinance footprint while maintaining rigorous credit standards and profitability. The position combines sales acumen with financial expertise to empower small entrepreneurs and individuals through responsible lending. BDO offers comprehensive training, career advancement opportunities, and a supportive environment where your contributions directly impact community economic growth. If you're passionate about financial services and thrive in relationship-driven sales, this role offers a platform to develop your career within a trusted banking institution.
Tanggung Jawab
- Achieve monthly loan volume and sales targets while ensuring profitability
- Conduct market research to identify potential microfinance clients in La Union
- Assess loan applications for creditworthiness and compliance with policies
- Build and maintain strong client relationships through personalized service
- Prepare loan documentation and ensure timely disbursement of funds
- Monitor loan portfolios and address delinquencies proactively
- Stay updated on industry regulations and microfinance best practices
Kualifikasi
- Bachelor's degree in Business, Finance, Economics, or related field
- 1-2 years of sales or microfinance lending experience preferred
- Strong credit assessment and risk management knowledge
- Excellent communication and interpersonal skills
- Ability to work independently with minimal supervision
- Proficiency in MS Office applications
- Valid driver's license for field visits (if applicable)