Deskripsi Pekerjaan
As a Portfolio Manager and Credit Approvals specialist at PT Flin Consultancy Indonesia, you will be at the heart of our credit decision-making process. This senior leadership position offers a unique opportunity to shape our lending strategy while ensuring the health and profitability of our loan portfolio. You will analyze credit applications, assess risk factors, and make informed decisions that balance growth with prudent risk management. The ideal candidate will bring deep financial expertise, strong analytical skills, and a keen understanding of Indonesian market dynamics. This role is perfect for a professional who thrives in a fast-paced environment and is passionate about maintaining the highest standards of credit quality while supporting business growth.
Tanggung Jawab
- Lead the credit approval process for various loan products, ensuring compliance with company policies and regulatory requirements
- Analyze financial statements, business plans, and market trends to assess creditworthiness of applicants
- Develop and maintain robust risk assessment frameworks for different portfolio segments
- Monitor portfolio performance, identify early warning signals, and implement corrective actions
- Collaborate with business development teams to structure appropriate credit facilities
- Prepare comprehensive credit reports and presentations for senior management and credit committees
- Stay updated on regulatory changes and industry best practices in credit management
Kualifikasi
- Bachelor's degree in Finance, Economics, Business Administration, or related field; Master's degree preferred
- Minimum 8 years of experience in credit management, portfolio management, or related financial services
- Strong analytical skills with ability to interpret complex financial data and market trends
- Deep understanding of Indonesian banking regulations and credit risk management principles
- Proven track record of making sound credit decisions with minimal write-offs
- Excellent communication and presentation skills for effectively conveying complex information
- Professional certifications such as CFA, FRM, or credit analysis certifications are advantageous