Deskripsi Pekerjaan
Palawan Pawnshop is a leading financial services provider in the Philippines, with over 2,000 branches nationwide. We have built a reputation for trust, accessibility, and innovation in pawnbroking, remittance, and lending services. As we continue to expand our SME loan portfolio, we are looking for a seasoned leader to join our team in Cebu as Regional Loans Head.
This is a key leadership role that reports to the Vice President for Lending. You will be responsible for overseeing loan operations in the Visayas region, managing a team of branch managers, loan officers, and support staff. Your primary focus will be to drive SME loan growth, ensure portfolio quality, and build a high-performing team that delivers exceptional customer service.
We are looking for a strategic thinker with a hands-on approach. You will develop and execute business plans to penetrate new markets, cross-sell products, and strengthen relationships with existing clients. At the same time, you will maintain rigorous credit standards and compliance with regulatory guidelines. Your ability to balance growth with risk management will be crucial to your success.
In this role, you will have the opportunity to mentor and develop future leaders, fostering a culture of continuous learning and accountability. You will work closely with marketing, operations, and credit teams to streamline processes and implement best practices.
If you are a results-oriented professional with a passion for SME lending and team leadership, we invite you to apply and be part of a company that values integrity, excellence, and community impact. Join us and make a difference in the financial landscape of the Visayas region.
Tanggung Jawab
- Lead and mentor a team of loan officers and credit professionals to achieve regional targets.
- Develop and implement strategies for SME loan growth, including product penetration and market expansion.
- Build and maintain strong relationships with key clients, partners, and stakeholders.
- Monitor loan portfolio performance, including delinquency and risk metrics, and take corrective actions.
- Ensure compliance with company policies, regulatory requirements, and lending standards.
- Prepare regular reports and presentations for senior management on regional performance and market insights.
- Collaborate with marketing and operations teams to enhance loan products and processes.
- Drive a culture of high performance, accountability, and continuous improvement.
Kualifikasi
- Bachelor’s degree in Business, Finance, Economics, or a related field.
- At least 8 years of experience in lending, banking, or financial services, with a focus on SME or commercial loans.
- Minimum 3 years in a managerial or supervisory role, leading teams and driving results.
- Strong knowledge of credit analysis, risk management, and lending regulations in the Philippines.
- Proven track record in business development and achieving growth targets.
- Excellent leadership, communication, and interpersonal skills.
- Strategic thinker with strong problem-solving and decision-making abilities.
- Proficient in MS Office and loan management systems.