Deskripsi Pekerjaan
Join Exim Bank's dynamic team as a Relationship Manager and become a key player in shaping our financial services landscape. This strategic role demands expertise in comprehensive credit evaluation and risk analysis across project, company, and industry levels. You'll leverage both financial and non-financial data to drive informed lending decisions while maintaining robust client relationships. As a Relationship Manager, you'll identify growth opportunities, structure tailored financial solutions, and ensure portfolio health through continuous monitoring. Your analytical acumen will directly contribute to mitigating risks while maximizing profitability for the bank and our valued clients. This position offers the chance to work at the intersection of finance, strategy, and client management in a fast-paced banking environment.
Tanggung Jawab
- Conduct in-depth credit evaluations and risk assessments at project, company, and industry levels
- Develop and maintain strategic relationships with corporate and institutional clients
- Analyze financial statements, market trends, and industry dynamics to inform lending decisions
- Prepare comprehensive credit proposals and presentations for credit committee review
- Monitor assigned portfolios for early warning signs and recommend corrective actions
- Collaborate with internal teams to ensure seamless service delivery and cross-selling opportunities
- Stay updated on regulatory changes and implement compliance requirements
Kualifikasi
- Bachelor's degree in Finance, Economics, Business, or related field
- Minimum 3-5 years' experience in credit analysis, relationship management, or commercial banking
- Strong analytical skills with ability to assess complex financial data and risk factors
- Excellent communication and interpersonal skills for client relationship building
- Professional certification (ACCA, CFA, or equivalent) preferred
- Proficiency in financial software and MS Office applications
- Deep understanding of Malaysian banking regulations and compliance standards