Deskripsi Pekerjaan
Join Mandiri Andalan Utama as a Relationship Officer for SMBC Bank and become a key player in empowering local businesses through financial solutions. In this dynamic role, you'll be responsible for promoting and offering SMBC Bank's Micro Business Credit products to small business owners and UMK (Micro, Small, and Medium Enterprises) entrepreneurs. Your primary mission will be to understand the unique financial needs of these entrepreneurs and provide them with appropriate financing solutions to help grow their businesses.
As a Relationship Officer, you'll act as the bridge between SMBC Bank and the business community, building strong relationships based on trust and financial expertise. You'll identify potential clients, conduct needs assessments, and present tailored loan solutions that align with their business objectives. This position requires excellent communication skills, a sales-oriented mindset, and a genuine interest in supporting local economic development.
By joining our team, you'll gain valuable experience in the banking and financial services sector while making a tangible impact on the growth of small businesses in Gresik, Jawa Timur. We offer competitive compensation, comprehensive training, and a supportive work environment that values professional development and customer satisfaction.
Tanggung Jawab
- Proactively identify and engage with potential clients from the micro, small, and medium business sectors
- Promote and offer SMBC Bank's Micro Business Credit products to eligible entrepreneurs
- Conduct thorough needs assessments to understand clients' financial requirements
- Prepare and present loan proposals tailored to clients' business objectives
- Build and maintain strong, long-term relationships with clients
- Ensure compliance with bank policies and regulatory requirements in all client interactions
- Monitor and manage loan portfolio performance and client satisfaction
- Prepare regular sales reports and performance metrics for management review
Kualifikasi
- Bachelor's degree in Business, Economics, Finance, or related field (or equivalent experience)
- Minimum 1-2 years of experience in sales, banking, or financial services
- Strong communication and interpersonal skills with ability to build rapport with diverse clients
- Results-oriented mindset with proven track record in sales or business development
- Excellent negotiation and presentation skills
- Knowledge of microfinance products and small business financing is advantageous
- Proficient in basic computer applications and digital banking platforms
- Ability to work independently and as part of a team in a target-driven environment