Deskripsi Pekerjaan
Join PT Mitra Solusi Lelang as a Remedial Officer in Bone, Sulawesi Selatan. We are seeking a dedicated professional to manage and resolve non-performing loans while ensuring the recovery of outstanding debts through effective strategies and customer engagement.
As a Remedial Officer, you will play a crucial role in our financial services division, working to minimize credit losses and maintain the health of our loan portfolio. You'll be responsible for analyzing loan portfolios, identifying at-risk accounts, and implementing recovery plans that balance firm collection practices with customer relationship management.
This position offers an excellent opportunity to develop expertise in credit risk management, financial analysis, and negotiation strategies within Indonesia's dynamic banking and financial services sector. If you have strong communication skills, attention to detail, and the ability to work under pressure, we encourage you to apply.
Tanggung Jawab
- Monitor and manage non-performing loan portfolios to minimize credit losses
- Develop and implement effective recovery strategies for delinquent accounts
- Conduct thorough analysis of borrowers' financial situations and repayment capabilities
- Communicate with borrowers to negotiate repayment plans and settlements
- Prepare detailed reports on loan status, recovery progress, and risk assessment
- Coordinate with legal team when necessary for enforcement actions
- Maintain accurate documentation of all collection activities and communications
- Stay updated on banking regulations and compliance requirements
Kualifikasi
- Minimum Bachelor's degree in Finance, Economics, Business Administration, or related field
- At least 2-3 years of experience in credit analysis or loan collection
- Strong negotiation and communication skills with ability to handle difficult conversations
- Proficiency in financial analysis and risk assessment methodologies
- Knowledge of banking regulations and compliance requirements in Indonesia
- Excellent organizational skills with attention to detail
- Ability to work independently and make sound decisions under pressure
- Proficient in Microsoft Office applications and banking software systems