Deskripsi Pekerjaan
Join Palawan Pawnshop as a Remedial Specialist and play a pivotal role in safeguarding our financial assets. You will work directly with the General Manager to implement sophisticated remedial strategies for high-risk accounts, conduct thorough investigations into credit discrepancies, and manage complex recovery or foreclosure processes. This position demands exceptional analytical skills to monitor troubled accounts, identify potential risks, and develop actionable mitigation plans. You'll collaborate with cross-functional teams to ensure compliance with regulatory requirements while maintaining customer relationships during sensitive financial interventions. If you thrive in high-stakes environments and possess expertise in credit risk management, this opportunity offers dynamic career growth within one of the Philippines' leading pawnshop networks.
Tanggung Jawab
- Develop and execute remedial strategies for delinquent accounts under GM supervision
- Monitor high-risk portfolios and conduct detailed credit investigations
- Manage recovery processes including negotiation, settlement agreements, and foreclosure proceedings
- Prepare comprehensive account status reports and risk assessment documentation
- Coordinate with legal teams to ensure compliance with credit regulations
- Analyze financial data to identify trends and recommend preventive measures
- Train junior staff on remedial procedures and risk management protocols
Kualifikasi
- Bachelor's degree in Finance, Business Administration, or related field
- Minimum 3 years experience in credit management, collections, or financial risk assessment
- Strong understanding of Philippine credit laws and foreclosure regulations
- Advanced proficiency in financial analysis software and MS Office Suite
- Certified Credit Professional (CCP) designation preferred
- Exceptional negotiation and conflict resolution skills
- Ability to handle high-pressure situations with discretion and professionalism