Deskripsi Pekerjaan
Are you ready to lead the charge in securing the future of digital payments? Join OVO as a Risk Policy & Strategy Manager and take ownership of our fraud risk strategy across the entire payments lifecycle—from cash-in and purchase to cash-out. In this pivotal role, you will bridge the gap between complex risk data and actionable business strategy, ensuring OVO remains a secure and trusted ecosystem for millions of users.
As a key member of the Risk Management team, you will define and refine policies that protect our platform while maintaining an exceptional user experience. You will work closely with cross-functional teams, including engineering, data science, and legal, to implement cutting-edge fraud detection models and ensure compliance with evolving regulatory standards. This is an opportunity to shape the risk landscape of one of Indonesia's leading fintech innovators.
Tanggung Jawab
- Own and evolve OVO's comprehensive fraud risk strategy and policy framework to address emerging threats.
- Analyze complex fraud patterns and trends to develop proactive mitigation strategies across all touchpoints.
- Lead cross-functional initiatives to integrate robust fraud controls into the full payments lifecycle (cash-in, cash-out, purchase).
- Collaborate with data science and engineering teams to optimize automated decisioning engines and rule sets.
- Conduct regular risk assessments and scenario planning to stress-test our defenses against new attack vectors.
- Ensure all risk policies align with local financial regulations (e.g., Bank Indonesia regulations) and industry best practices.
- Monitor KPIs and reporting metrics related to fraud loss, false positives, and operational efficiency.
Kualifikasi
- Bachelor’s degree in Finance, Economics, Computer Science, or a related field.
- Minimum of 5-7 years of experience in Risk Management, Fraud Prevention, or Compliance within the Fintech or Banking sector.
- Proven track record of developing and implementing robust fraud strategies in high-volume transaction environments.
- Strong analytical skills with the ability to interpret complex data sets and translate them into strategic policy recommendations.
- Deep understanding of AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations in Indonesia.
- Excellent communication and influencing skills, capable of engaging stakeholders at all levels.
- Experience working in Agile, fast-paced environments with a focus on continuous improvement.