Deskripsi Pekerjaan
Join BP in Kuala Lumpur as a Trade Loan Analyst and drive financial excellence within our dynamic team. In this pivotal role, you will be responsible for evaluating trade loans, managing credit risk, and preparing necessary approvals to ensure compliance with internal and external standards. You will directly support the financial performance of BP's sales operations by providing critical insights and risk assessments.
As a Trade Loan Analyst, you will act as the bridge between our sales teams and our risk management framework. You will assess the creditworthiness of clients, monitor loan performance, and ensure that all trade finance activities adhere to regulatory requirements. This is a fantastic opportunity to work with a global leader in energy and contribute to a high-impact department.
Tanggung Jawab
- Perform detailed credit risk assessments and analysis on trade finance facilities.
- Oversee the loan approval process, ensuring all documentation is complete and accurate.
- Monitor credit exposure and identify early warning signs of potential default.
- Ensure strict compliance with banking regulations and BP's credit policies.
- Collaborate with the sales team to structure trade loans that meet client needs while mitigating risk.
- Prepare regular financial reports and updates for management review.
- Conduct internal audits and process improvements within the trade finance unit.
Kualifikasi
- Bachelor’s degree in Finance, Banking, or a related field.
- Minimum of 3-5 years of experience in trade finance, credit analysis, or banking.
- Strong understanding of credit risk management frameworks and trade loan products.
- Proficiency in financial analysis tools, particularly MS Excel (advanced functions).
- Excellent verbal and written communication skills in English.
- Knowledge of regulatory compliance standards (e.g., AML, KYC).
- Ability to work independently and manage multiple priorities in a fast-paced environment.