Deskripsi Pekerjaan
Are you a detail-oriented professional with a knack for financial administration? NightOwl Convenience is looking for a skilled US Mortgage Closer to join our growing team in Quezon City. In this pivotal role, you will be the final gatekeeper in the loan processing lifecycle, ensuring that all mortgage documents are accurate, compliant, and ready for settlement.
As a Mortgage Closer, you will work closely with settlement agents, underwriters, and internal staff to resolve any discrepancies efficiently. We value precision and transparency, so your ability to review complex loan files and communicate clearly with stakeholders is essential. This is a fantastic opportunity to advance your career in the banking and financial services sector while working in a supportive, professional environment.
Why Join NightOwl Convenience?
- Competitive salary package.
- Opportunity to work with US-based financial processes.
- Collaborative and fast-paced work culture.
Tanggung Jawab
- Prepare and review all necessary mortgage closing documents, including title reports, insurance, and settlement statements.
- Verify the accuracy of loan data, ensuring all borrower information, income verification, and asset documentation are correct.
- Coordinate with settlement agents, title companies, and internal staff to resolve any closing issues or discrepancies promptly.
- Ensure full compliance with federal and state regulations, including RESPA and TRID rules.
- Maintain organized and up-to-date records of all loan files and transaction history.
- Communicate effectively with borrowers, lenders, and internal stakeholders to facilitate a smooth closing process.
- Manage multiple loan files simultaneously while meeting strict deadlines.
Kualifikasi
- High school diploma or equivalent; Associate’s or Bachelor’s degree in Finance, Business, or a related field is preferred.
- Proven experience as a Mortgage Closer or in a similar loan processing role (US mortgage experience highly desirable).
- Strong working knowledge of US mortgage laws, regulations, and closing procedures.
- Excellent attention to detail with the ability to spot errors and inconsistencies in documents.
- Proficiency in Microsoft Office Suite and loan origination software (e.g., Encompass, Calyx Point).
- Strong organizational and time management skills.
- Effective verbal and written communication skills.