Deskripsi Pekerjaan
Moder Solutions Inc. is currently looking for a skilled US Mortgage Underwriter to join our dynamic team. We are seeking a detail-oriented professional with expertise in end-to-end underwriting for Conventional, Closed-End Second, and VA IRRRL loan products. In this remote-friendly position, you will play a critical role in assessing loan applications, verifying borrower documentation, and making sound underwriting decisions that align with US lending standards. We pride ourselves on a supportive work culture and offer competitive compensation packages.
Tanggung Jawab
- Conduct comprehensive end-to-end underwriting for Conventional, Closed-End Second, and VA IRRRL loan products.
- Analyze and verify income documentation, credit reports, and asset statements.
- Evaluate loan files to determine risk and approve or deny credit based on guidelines.
- Ensure all underwriting decisions comply with federal and state regulations.
- Communicate findings clearly to loan officers and processors.
- Resolve underwriting issues and provide documentation requests efficiently.
- Stay updated on changes in mortgage lending regulations and industry trends.
Kualifikasi
- Minimum of 3-5 years of experience specifically in US Mortgage Underwriting.
- Strong working knowledge of Conventional, Closed-End Second, and VA IRRRL underwriting guidelines.
- Proficiency in using Encompass, Calyx Pointe, or similar LOS systems.
- Excellent analytical skills with a keen eye for detail and accuracy.
- Strong written and verbal communication skills.
- Ability to work independently in a remote environment.