Deskripsi Pekerjaan
Are you a detail-oriented finance professional looking to make a significant impact in a fast-paced environment? PERSOL is currently seeking a highly motivated Credit Analyst to join our prestigious team based in the vibrant One North business hub. This is a 12-month contract position with a clear path toward permanent conversion for high-performing individuals who demonstrate excellence and commitment.
In this role, you will play a critical part in assessing the financial health of our clients and mitigating risk for the organization. You will leverage your analytical prowess to evaluate creditworthiness, prepare comprehensive financial reports, and provide actionable insights to our leadership team. If you thrive in a collaborative culture and are looking for a role that bridges financial analysis with strategic decision-making, we invite you to apply today.
Tanggung Jawab
- Conduct thorough credit risk assessments on new and existing corporate clients.
- Analyze financial statements, cash flow projections, and credit history to determine creditworthiness.
- Prepare detailed credit memos and presentation reports for credit committee approvals.
- Monitor existing credit portfolios to identify potential risks or trends in repayment behavior.
- Collaborate with internal stakeholders to manage credit limits and resolve account-related discrepancies.
- Ensure compliance with internal credit policies and external regulatory requirements.
- Provide support for audit processes and documentation integrity.
Kualifikasi
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Minimum 3-5 years of experience in credit analysis or a corporate banking environment.
- Strong understanding of financial ratios, balance sheets, and P&L statements.
- Excellent communication skills with the ability to articulate complex financial data clearly.
- Proficiency in financial modeling and data analysis tools (Excel, Bloomberg, etc.).
- Ability to work independently and manage multiple deadlines in a contract-based setting.
- Demonstrated integrity and a proactive approach to risk management.