Deskripsi Pekerjaan
We are seeking a visionary Life & Health Product Development Manager to take the lead in shaping innovative insurance products that create tangible value for clients and drive the company's strategic growth. In this pivotal role, you will be responsible for the full lifecycle of our insurance portfolio, ensuring our offerings are not only compliant with local regulations but also highly competitive in the dynamic Indonesian market. You will act as a strategic partner to underwriting and sales teams, translating complex market data into actionable product strategies.
Your mission will be to define product roadmaps that align with business objectives while prioritizing customer needs. You will leverage data-driven insights to identify gaps in the market and design solutions that offer superior coverage and customer experience. We are looking for a leader who is passionate about innovation in the insurance sector and possesses the ability to collaborate effectively across cross-functional teams to bring products from concept to market successfully.
Tanggung Jawab
- Lead the strategy and development of innovative Life & Health insurance products, from concept to launch.
- Conduct comprehensive market research and competitor analysis to identify emerging trends and customer pain points.
- Define and manage the product roadmap, ensuring alignment with company goals and regulatory standards (UU Perasuransian).
- Collaborate closely with underwriting, actuarial, and legal teams to ensure product pricing, risk assessment, and policy structures are accurate and compliant.
- Analyze product performance metrics and KPIs to drive continuous improvement and optimize product profitability.
- Develop compelling product value propositions and messaging for internal stakeholders and external partners.
- Manage stakeholder expectations and communicate complex product updates effectively.
Kualifikasi
- Bachelor’s degree in Actuarial Science, Business Administration, Finance, Marketing, or a related field.
- Minimum of 5-7 years of experience in product management, specifically within the Life & Health insurance or financial services industry.
- Strong understanding of Indonesian insurance regulations, product structures, and market dynamics.
- Proven track record of successfully launching and managing insurance products in a fast-paced environment.
- Excellent analytical skills with the ability to interpret data and make strategic recommendations.
- Fluent in English and Bahasa Indonesia (both verbal and written) to communicate effectively with diverse teams.