Deskripsi Pekerjaan
Join BCA Life Insurance as a Medical Underwriting Staff and play a pivotal role in safeguarding our clients' financial futures. As a key member of our underwriting team, you'll evaluate medical histories, assess risk profiles, and ensure accurate policy issuance for life insurance products. This contract position offers the opportunity to work with Indonesia's leading financial institution while developing expertise in risk management and healthcare analytics. You'll collaborate closely with medical professionals and contribute to maintaining our portfolio's integrity and compliance with industry standards. Ideal for detail-oriented professionals seeking impactful work in the insurance sector.
Tanggung Jawab
- Analyze medical applications and determine appropriate risk classifications for life insurance policies
- Review medical reports, lab results, and health questionnaires to assess insurability
- Collaborate with healthcare professionals to clarify ambiguous medical information
- Make underwriting decisions and communicate outcomes to agents and applicants
- Maintain accurate records of underwriting activities and policy decisions
- Stay updated on medical advancements and regulatory changes affecting underwriting
- Support development of underwriting guidelines and quality control procedures
Kualifikasi
- Bachelor's degree in Medicine, Nursing, Health Sciences, or related field
- Minimum 2 years of experience in medical underwriting or insurance risk assessment
- Strong knowledge of medical terminology, diseases, and treatment protocols
- Proficiency in underwriting software and data analysis tools
- Certification in insurance underwriting (e.g., AU, FLMI) preferred
- Excellent analytical and decision-making abilities
- Fluent in Bahasa Indonesia with good English communication skills