Deskripsi Pekerjaan
We are seeking a highly analytical and visionary Product Manager to lead the evolution of our core lending infrastructure. In this role, you will be the driving force behind our automated underwriting engines and collection systems, transforming complex financial data into seamless digital experiences.
As a key member of our product team, you will collaborate closely with engineering, data science, and risk management departments to build scalable fintech solutions that drive financial inclusion. You will be responsible for the full product lifecycle, from conceptualizing features to post-launch optimization, ensuring that our products meet both business goals and the needs of our diverse user base in the Jakarta market.
If you are passionate about high-impact fintech product development, thrive in fast-paced environments, and possess a deep understanding of lending lifecycles, we invite you to apply and help shape the future of digital finance.
Tanggung Jawab
- Define and execute the product vision, strategy, and roadmap for core lending capabilities.
- Oversee the development of automated underwriting systems to improve credit decisioning efficiency and accuracy.
- Optimize collection workflows to reduce non-performing loans while maintaining a positive user experience.
- Partner with data science and risk teams to integrate predictive modeling into the product lifecycle.
- Translate complex business requirements into clear, actionable user stories and technical requirements for engineering teams.
- Analyze product performance metrics to identify growth opportunities and drive continuous improvement.
- Conduct regular market research and competitor analysis to stay ahead of industry trends in the Indonesian fintech landscape.
Kualifikasi
- Bachelor’s or Master’s degree in Computer Science, Engineering, Finance, or a related field.
- 3+ years of experience in product management, specifically within fintech or lending platforms.
- Proven track record of launching and scaling successful digital financial products.
- Strong understanding of credit risk, automated underwriting, and collection processes.
- Excellent analytical skills with proficiency in tools like SQL, Tableau, or similar data visualization software.
- Strong stakeholder management skills and the ability to influence cross-functional teams.
- Fluency in both English and Bahasa Indonesia is essential for this role.
- Experience with Agile/Scrum development methodologies.