Deskripsi Pekerjaan
Dwi Cermat Indonesia, widely recognized by its brand Cermati, is a premier financial technology (fintech) startup headquartered in Jakarta. We are dedicated to transforming the financial services landscape in Indonesia by offering a transparent, efficient, and user-friendly platform for discovering and applying for financial products like credit cards, personal loans, and insurance.
We are actively seeking talented and driven Product Owners across multiple levels (Associate, Senior, Lead) to join our Product Management team. As a Product Owner, you will be at the heart of our product development process, defining the vision, strategy, and roadmap for key product lines that serve millions of users across the archipelago.
In this role, you will collaborate extensively with Engineering, Design, Data, and Business teams. You will translate high-level business goals and user needs into detailed user stories and an actionable backlog. We embrace a data-driven culture where your decisions are backed by rigorous analysis, A/B testing, and user research. You will be the voice of the customer and the champion of value delivery.
At Cermati, we invest in your growth. You will have access to mentorship, continuous learning opportunities, and a clear career trajectory. Whether you are honing your craft as an Associate or leading strategic product initiatives as a Senior/Lead, your contributions will directly impact our mission to simplify finance for everyone in Indonesia. We are building a diverse and inclusive team, and we encourage applicants from all backgrounds who are passionate about fintech and innovation.
Tanggung Jawab
- Define, own, and communicate the product vision, strategy, and roadmap for assigned product areas, ensuring alignment with the company's strategic goals.
- Manage the product backlog effectively: writing user stories, defining acceptance criteria, and prioritizing tasks to maximize business value and user impact.
- Work closely with Engineering, UX/UI Design, and QA teams throughout the sprint lifecycle to ensure timely, high-quality product delivery.
- Analyze product performance metrics, conduct market research, and gather user feedback to identify opportunities for product enhancements and innovation.
- Act as the primary liaison between business stakeholders and the technical team, managing expectations and ensuring clear communication.
- Plan and execute A/B tests and user research studies to validate hypotheses and optimize the user experience.
- Manage dependencies and risks, ensuring smooth product launches and post-launch support.
- Mentor and guide junior product team members (Senior/Lead levels), contributing to the development of product management capabilities across the organization.
Kualifikasi
- Bachelor's degree in Computer Science, Information Systems, Business Administration, or a related field. An MBA or advanced degree is a plus.
- Proven experience as a Product Owner, Product Manager, or Business Analyst in a digital product environment. Fintech experience is highly preferred.
- Deep understanding of Agile and Scrum methodologies, with hands-on experience working in a Scrum team.
- Strong analytical and problem-solving skills, with proficiency in using data to drive product decisions (experience with SQL, Google Analytics, or Mixpanel is a bonus).
- Excellent communication and stakeholder management skills. Fluency in both English and Bahasa Indonesia is required.
- Ability to thrive in a fast-paced, ambiguous environment and manage multiple priorities effectively.
- A user-centric mindset with a passion for creating intuitive and impactful digital experiences.
- Demonstrated leadership abilities and a proactive, ownership-driven attitude.