Deskripsi Pekerjaan
Join Palawan Pawnshop as a Remedial Manager in Cebu and play a pivotal role in safeguarding our financial assets. You will collaborate with the General Manager to develop and execute strategic remedial actions for high-risk portfolios. This position demands proactive monitoring of troubled accounts, thorough investigation of credit discrepancies, and decisive management of recovery or foreclosure processes. Your expertise will directly contribute to minimizing financial losses while ensuring strict regulatory compliance. Ideal candidates will demonstrate exceptional analytical skills, strong negotiation abilities, and a deep understanding of credit management principles in the financial services sector.
This challenging opportunity offers the chance to work within one of the Philippines' most trusted financial institutions, where your impact on portfolio health will be significant and measurable. You'll interface with cross-functional teams to streamline remediation workflows and implement best practices that enhance operational efficiency. If you're a strategic thinker with a passion for problem-solving and a commitment to excellence in financial risk mitigation, this role offers a dynamic career path in Cebu's thriving financial landscape.
Tanggung Jawab
- Assist GM in implementing comprehensive remedial strategies for high-risk accounts
- Monitor and analyze troubled account portfolios to identify potential losses
- Investigate credit discrepancies and recommend appropriate recovery actions
- Manage foreclosure proceedings and debt recovery processes
- Prepare detailed financial reports and remediation progress updates
- Ensure compliance with credit policies and regulatory requirements
- Collaborate with legal teams on complex credit resolution cases
- Develop risk mitigation protocols to prevent future account defaults
Kualifikasi
- Bachelor's degree in Finance, Business Administration, or related field
- Minimum 3-5 years in credit management or remedial operations
- Strong analytical skills with attention to financial data interpretation
- Experience in foreclosure and debt recovery processes
- Knowledge of Philippine credit regulations and financial compliance
- Proficiency in MS Office and financial management software
- Excellent negotiation and conflict resolution abilities
- Ability to work independently with minimal supervision