Deskripsi Pekerjaan
Monee is a leading digital credit platform in Southeast Asia, dedicated to providing innovative and accessible financial solutions to individuals and businesses. As we continue to scale our operations and expand our market presence, we are seeking a highly motivated and experienced Senior Financial Analyst (Funding/Treasury) to join our dynamic team in Singapore.
This is a pivotal role within the Funding Team. Your primary mission will be to build and strengthen Monee Credit's funding capabilities and implement robust capital operations strategies. You will play a crucial role in securing and managing a diverse range of funding sources, including debt facilities, securitizations, and strategic partnerships, directly supporting our lending growth and financial sustainability.
As a Senior Financial Analyst, you will be at the heart of our treasury operations. You will manage liquidity, optimize our capital structure, and conduct in-depth financial analysis to inform strategic decisions. Your work will involve modeling funding scenarios, monitoring market conditions, preparing regulatory reports, and liaising with external partners such as banks and investors. This role offers a unique opportunity to build deep expertise in fintech treasury and capital markets and to make a tangible impact on the company's trajectory.
We are looking for a strategic thinker with a strong analytical foundation and exceptional stakeholder management skills. The ideal candidate thrives in a fast-paced, high-growth environment, possesses an owner's mindset, and is eager to tackle complex financial challenges. You will work closely with senior leadership, providing critical insights that shape our funding strategy.
At Monee, we foster a culture of ownership, innovation, and continuous learning. We offer a competitive compensation package and the chance to be part of a team that is redefining the future of credit in Southeast Asia.
Tanggung Jawab
- Build and execute funding strategies across debt, equity, and structured finance to support business growth.
- Manage treasury operations including cash flow forecasting, liquidity management, and bank relationship management.
- Develop and maintain complex financial models to analyze funding scenarios, capital structures, and return on capital.
- Monitor financial markets and macroeconomic conditions to identify funding opportunities and mitigate risks.
- Prepare detailed financial analyses, presentations, and reports for internal stakeholders and external partners (banks, investors, rating agencies).
- Manage the end-to-end process of securing new credit facilities, including documentation, due diligence, and compliance.
- Collaborate with cross-functional teams (Finance, Legal, Risk, Product) to align funding strategies with business objectives.
- Enhance and automate treasury and funding processes to improve efficiency and controls.
Kualifikasi
- Bachelor's degree in Finance, Accounting, Economics, or a related field. MBA or CFA is highly preferred.
- 3-5 years of proven experience in corporate finance, treasury, investment banking, or a related field within fintech or financial services.
- Exceptional financial modeling and analytical skills, with advanced proficiency in Excel and Google Sheets.
- Deep understanding of treasury operations, capital markets, debt structuring, and cash management.
- Excellent written and verbal communication skills, with the ability to present complex data clearly to senior management and external partners.
- Strong organizational and project management skills, capable of managing multiple workstreams and delivering under pressure.
- Proficiency in SQL and experience with financial systems (e.g., ERP, TMS) is a strong advantage.
- A proactive, owner mindset with a keen interest in the fintech landscape and a drive for continuous improvement.