Deskripsi Pekerjaan
Are you a strategic thinker with a passion for financial recovery? Bank Oke Indonesia is seeking a highly motivated Special Asset Management Officer to join our dynamic team in Jakarta. In this pivotal role, you will be responsible for managing the lifecycle of non-performing loans (NPLs), implementing effective collection strategies, and maximizing recoveries to protect the bank's financial health. You will act as the primary point of contact for distressed accounts, leveraging your expertise in financial analysis and negotiation to turn challenging situations into successful resolutions.
As a Special Asset Management Officer, you will work closely with the credit risk team to assess borrower profiles, develop tailored restructuring plans, and ensure compliance with banking regulations. We value individuals who are resilient, detail-oriented, and capable of maintaining high professional standards under pressure. If you are ready to make a tangible impact on our asset quality and drive business growth, we want to hear from you.
Tanggung Jawab
- Oversee and manage the collection process for non-performing loans (NPLs) and impaired assets.
- Analyze debtor financial statements and creditworthiness to formulate effective recovery strategies.
- Negotiate repayment terms, restructuring plans, and settlements with borrowers to maximize recovery rates.
- Coordinate with the legal department to initiate legal proceedings when necessary.
- Prepare detailed monthly reports on asset performance, collection progress, and risk assessments.
- Conduct regular field visits and meetings with debtors to maintain relationships and monitor compliance.
- Identify and mitigate credit risks associated with specific asset portfolios.
Kualifikasi
- Bachelor’s degree in Accounting, Finance, Economics, or a related field.
- Minimum of 3-5 years of experience in asset management, credit recovery, or banking collections.
- Strong knowledge of banking regulations, credit analysis, and risk management principles.
- Excellent negotiation, communication, and interpersonal skills.
- Proficiency in MS Office Suite and financial reporting software.
- Ability to work independently and manage multiple priorities in a fast-paced environment.